Friday, May 29, 2015

Pan-African Party Supports USDP'S Vision On National Currency.


USDP’S VISION ON NATIONAL CURRENCY

The 2008 global economic crisis which began with the collapse of major financial institutions in the United States that rippled throughout Europe, the Asian pacific, South America, the Far East, Africa, and even our very country, Cameroon, exposed a number of vital and important components that makes nations function effectively:

(1) The interdependence of nations, economies, and societies;

(2) The critical role of currency value in the functioning of the economy. The truth is all countries and social societies must develop and maintain a currency of exchange that allows for trading, exchange of goods, and transaction of business within the social system. This economy of currency is established by the governing authority of the nation and serves as sustaining the component of everyday functioning and stability of the nation. Without this common national currency it would not be possible to exist as a nation. Nothing happens without currency, and so everyone in the social structure pursues access to and possession of this currency. USDP's approach to fight elastic poverty is contingent on the creation of a national currency in Cameroon.

NEGATIVE ROLE OF DEVALUATION AND DEPENDENCE ON CFA

Devaluation has been used in the historical past and also today, as a strategy intended to stabilize an economy in turmoil. In the most basic terms, currency devaluation literally means “deliberately reducing the value of currency against the currency to which it is pegged”. It is essentially motivated by market pressures and conducted under the authority of governmental policy makers. The policy position has a significant impact on the quality of the lives of the people of the country. The people of Cameroon therefore need a government that provides details on the basis of any devaluation of their local currency with additional information on what the government will do to minimize the negative impacts.

Cameroon has experienced currency devaluation in the past that was predominantly influenced by the International Monetary Fund (IMF) recommendation. The Cameroonian people will also need to know the outcome of that devaluation and what the government is doing to prevent any future devaluation.

The United States of America was under a serious recession that was declared to have ended by the National Bureau of Economic Research in 2009. The United States and the global economic crisis did not just start over night and end in a day. It went on for a period of time and it is still being felt by many people around the globe today. This was due to several factors that included:

1-The fundamental source of US economic challenges, from joblessness, to unresolved housing strains and sovereign debt crises, is that their policy makers had repeatedly opted for fiscal band-aids and monetary distortions instead of addressing the core problem head-on. That core problem was and is simple: the careless encouragement of asset bubbles (assets were unscrupulously over- valued without a basis for a long period of time) and the refusal to restructure bad debt.

2-Encouraged by inappropriately easy monetary policy and laxed regulatory oversight, the U.S. went on a debt-financed binge of consumption and unproductive investment that lasted nearly a decade.

3-When that binge collapsed, policy makers ignored the fundamental need to restructure bad debt, and instead fought tooth and nail to defend bondholders and lenders who had extended credit carelessly. Of course, part of the reason that policy makers have protected bondholders at every turn is the constant fear-mongering that the financial system will implode if bondholders suffer any loss.

As a result of all of these failures in the US financial policy system, we are now left with a global financial system where the debtors (from individuals (home owners especially), financial business institutions to major corporations etc) are incapable of making good on those debts, and governments around the world are frantically trying to prop up bad debt with public funds and monetary policies aimed at distorting the financial markets even further. The European economies including that of the French have been dragged into the mess because some of their governments made similar mistakes as the US, and also because of the involvement of US banks in their financial operations.

In addition, because the Europeans are using a common currency and carry out trading activities across borders, failures in the financial system of one of their countries would have a negative impact on most of the others. Though Cameroon is impacted by this situation because it is part of the global system, more especially because their currency is significantly controlled through the French FRANC, the Cameroon people need an explanation from their local government on their specific role.

The explanation will need to include information on how other countries with currencies not pegged to a European currency have been affected. Cameroonians need to know whether France, which is a large trading partner with Cameroon, has simply decided to punish Cameroon in order to take advantage over the benefits of the devaluation of the FCFA; that is to buy Cameroon products cheaper and fuel their economy. This also applies to other foreign Cameroon trade partners who are currently powerful enough that they directly influence the global financial policies.

It is important to note that the value of every currency is measured by its productivity among other factors. The value is also based on its worth in the global foreign reserves that determine its ability to import and trade across other currencies such as the dollar. Currency exchange rates in international trade are either fixed to a particular currency or float and the rate as is detected by the market forces. The USDP government shall be bold enough to discuss with the Cameroonian people, their position on a local currency that is not pegged to the French franc. It is worth noting that currency revaluation and devaluation entails the following:

-Under a fixed exchange rate system, devaluation and revaluation are official changes in the value of a country's currency relative to other currencies. This is typical for the case of currencies that are pegged to a specific currency.

-Under a floating exchange rate system, market forces generate changes in the value of the currency, known as currency depreciation or appreciation. This is applicable to currencies that are not pegged to any specific currency.

-In a fixed exchange rate system, both devaluation and revaluation can be conducted by policymakers, usually motivated by market pressures.

-The charter of the International Monetary Fund (IMF) directs policymakers to avoid “manipulating exchange rates...to gain an unfair competitive advantage over other members.”

Under What Circumstances Would a Country devalue its currency?

When a government devalues its currency, it is often because the interaction of market forces and policy decisions has made the currency’s fixed exchange rate untenable. In order to sustain a fixed exchange rate, a country must have sufficient foreign exchange reserves, often in dollars, and be willing to spend them, to purchase all offers of its currency at the established exchange rate. When a country is unable or unwilling to do so, then it must devalue its currency to a level that it is able and willing to support with its foreign exchange reserves.

A key effect of devaluation is that it makes the domestic currency cheaper relative to other currencies. There are two fundamental implications of devaluation.

First, devaluation makes the country’s exports relatively less expensive for foreigners.

Second, the devaluation makes foreign products relatively more expensive for domestic consumers, thus discouraging imports. This may help to increase the country’s exports and decrease imports, and may therefore help to reduce the current account deficit.

There are other policy issues that might lead a country to change its fixed exchange rate. For example, rather than implementing unpopular fiscal spending policies, a government might try to use devaluation to boost aggregate demand in the economy in an effort to fight unemployment. Revaluation, which makes a currency more expensive, might be undertaken in an effort to reduce a current account surplus, where exports exceed imports, or to attempt to contain inflationary pressures.

Effects of Currency Devaluation: A significant danger is that by increasing the price of imports and stimulating greater demand for domestic products, devaluation can aggravate inflation. If this happens, the government may have to raise interest rates to control inflation, but this usually happens at the cost of slowerAnother risk of devaluation is the psychological effects. To the extent that devaluation is viewed as a sign of economic weakness, the credit worthiness of the nation may be jeopardized. Thus, devaluation may dampen investor confidence in the country’s economy and hurt the country’s ability to secure foreign investment.

A further possible consequence of devaluation is a round of successive devaluations. For instance, trading partners may become concerned that devaluation might negatively affect their own export industries. Neighboring countries might devalue their own currencies to offset the effects of their trading partner’s devaluation. Such “beggar thy neighbor” policies tend to exacerbate economic difficulties by creating instability in broader financial markets.

Devaluation in some situations is expected to reduce unemployment. This is typical and more evident for countries that have developed and established high volume industrialized production capabilities. In such a case, the lower cost of their products that is a result of devaluation will then trigger an increase in demand driving supply up.

In order to keep up with the demand pressure by increasing on the supply, more people will then be employed. If the present regime in Cameroon has opted for devaluation with the goal of reducing unemployment, then this would have been discussed with the citizens. Currently, there is no evidence of an industrialized infrastructure in Cameroon that can attract foreign investors or venture capitalists or encourage the local entrepreneurs to build or expand any large scale manufacturing.

If the present government of Cameroon is hoping to create jobs as part of the deliverables from the devaluation, the people need to know if provisions have been made in terms of the devaluation to create an industrialized economy. Energy supply, highway transport systems, potable water systems, technical/vocational education institutions and health care systems are less than adequate to meet the expectations for industrialization. In addition, the present Cameroon government will need to substantiate their argument, if there’s any, with a report on the impact of the last devaluation on employment.

Examples of the Impact of Devaluation on the Quality of life to an ordinary Cameroonian.


Example I: Impact on the Currency FCFA against the Dollar:

to pay for any imported items. Examples of commonly imported items include; cars, needs for educational training, health care needs like medications, clothing (apparel), office equipment, telecommunication devices, both residential and industrial electrical appliances, etc. Chart II below shows how the cost in FCFA will change at various devaluation rates.  

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